Heat ghee in a sauce pan - add the nuts fry till golden brown.Remove it and set aside.
Add ragi flour and saute for 3-5mins in low flame.Now add 1/2 cup milk.
And add 1/2 cup water whisk well to avoid lumps.Boil in low flame, stir continuously.
Cook until it becomes thick and creamy in consistency.It will be slightly shiny and this shows the flour is cooked completely.
Now add sugar along with remaining 1 cup milk.Whisk well.Add sugar only after the flour is cooked completely.
Add cardamom powder along with saffron.Cook for 2 mins in low flame.
Add fried nuts and switch off.Adjust with hot milk if the consistency is too thick after some time.
Serve hot or cold as per your preference.